Terms of Service
These terms apply to licensed life insurance agents who sign up for and use Evermore ("we", "us"). By signing up, you agree to them and to our Privacy Policy.
The service
We deliver live, screened phone calls from people interested in life insurance to licensed agents. New accounts start inactive. We review each sign-up before any calls are sent to you.
Your account
You must be a licensed life insurance agent. Give us accurate information about yourself, the states you are licensed in, the products you sell, and your hours, and keep it up to date.
Prepaid credits and pricing
- The service runs on prepaid credits. You add credits before you receive calls, and each delivered call is charged against your balance. When your balance cannot cover a call, calls stop until you add more.
- You pay a flat fee for each delivered call, set per product. The fee is the same whether or not you make a sale. It is never a percentage of premium or commission.
- A call counts as delivered when the transfer connects and you talk with the caller for at least the minimum time (90 seconds unless your account says otherwise).
Disputes
If a delivered call should not have been charged, for example the caller was in the wrong state, under age, a wrong number, had no intent, never connected, or was a duplicate, dispute it within 24 hours of the charge by replying 9 to the lead alert text or by emailing kellen@outlierestates.com. Disputes after 24 hours are not accepted. Approved disputes are credited back to your balance.
Licensing and compliance
Evermore is not an insurance agency or carrier, and the service does not grant you any license or appointment. You are responsible for your own licensing and compliance: holding the licenses and appointments required in every state where you take calls, and following every law and carrier rule that applies to your sales, including insurance, telemarketing, and privacy laws.
SMS / Text Messaging Terms
- Program name: Evermore agent alerts.
- Who it is for: licensed life insurance agents who sign up on our agent sign-up form and check the text message consent box. We do not text consumers through this program.
- Messages you will receive: lead delivery alerts, replies to your balance and availability requests, and support messages.
- Message frequency: message frequency varies.
- Cost: message and data rates may apply.
- Opt out: reply STOP to cancel at any time. You will get one message confirming you are unsubscribed.
- Help: reply HELP for help, or email kellen@outlierestates.com.
- Service number: our texts come from (818) 629-1218.
- Carriers are not liable for delayed or undelivered messages.
- Consent to receive text messages is not a condition of purchase.
- Privacy: see our Privacy Policy.
Changes to these terms
We may update these terms. We will post the new version on this page and update the effective date. Using the service after an update means you accept the updated terms.
Contact
Evermore: kellen@outlierestates.com